As of this writing, theres also a $10 per month in credits at participating restaurants when you pay with the Gold Card. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. There are a host of benefits geared toward taking your stay at Marriott properties to the next level. It's the top tier within Visa's three levels of benefits, tailored to high-net-worth cardholders. Almost all Canadian credit cards impose a hefty 2.5% foreign transaction fee on purchases made in currencies other than the Canadian dollar. Having a platinum credit card used to mean that your credit card was more exclusive and elite than a normal credit card. That being said, the sign-up bonus, lack of income requirement, and ability to get up to a 3% return on your rewards can make this $120 annual fee worth it for some. It has also done well consistently year over year. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. These fees do have to be charged to your Platinum card, and the credits only apply to your pre-selected airline. You must call UBS or contact your UBS Financial Advisor to apply for the card. This content has not been reviewed, approved or otherwise endorsed by any of these entities. With Visa Infinite Privilege, you can enjoy Global Airport Lounge Access with 6 complimentary passes, and other great benefits at select airports in Canada. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each restaurant. If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurant and flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 50,000 point welcome bonus when you spend $4,500 in the first 90 days, 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center, 3x points on all other travel purchases, 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months, 4x on dining at restaurants, US grocery stores (up to $25,000 in purchases annually), 3X on flights booked directly with the airline or with Amex travel, and 1x points on other eligible purchases, 60,000 points if you make $4,000 in purchases during the first three months, 3x points at restaurants, gas stations, air travel and hotels, and supermarkets, 1x points on all other purchases, 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, unlimited 2x miles on every purchase, every day, $99 annual fee, waived for the first 12 months, 50,000 American Airlines points if you spend $2,500 in the first three months, 2X AAdvantage miles on purchases at gas stations, restaurants, and eligible American Airlines purchase, 1X on all other purchases, Up to $100 Global Entry credit every four years and/or $85 TSA Precheck entry credit every 4.5 years, 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases in the first six months, $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, requires a minimum two-night stay, Up to $300 back per calendar year on Equinox+ digital fitness app or eligible Equinox club memberships when you pay with your card, Up to $200 in Uber Cash: $15 per month on rides or UberEats, and a $20 bonus in December (U.S. rides only), Up to $100 in annual statement credits for purchases Saks Fifth Avenue or saks.com when you use your Amex Platinum card, $240 Digital Entertainment Credit ($20 per month) when you pay for select digital memberships, 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurants, including takeout and delivery, 3x points on flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 4x points on dining at restaurants, including takeout and delivery, 4x points at grocery stores in the U.S., for up to $25,000 in purchases each year, 3x points on flights booked directly with the airline or with Amex travel. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Best Wallet Hacks A payment network processes transactions, meaning it transfers funds from the card issuer to the merchant. If you have a specific card in mind, you will not have a choice as to which network your card will be in. An Avion credit card lets you earn RBC points wherever you shop and has a more flexible redemption schedule than other frequent flyer programs. There are no foreign transaction fees with the Citi Premier card, but other than that you wont find much in the way of additional travel benefits such as Global Entry or TSA Precheck credits or access to airport lounges. Winner: I was beyond impressed with Citi Concierge. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. In the. Email needed if you'd like comment updates. Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer. AMEX Plat's PP Select gets you unlimited visits, but guests are $29. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. The Visa Platinum is the second tier of the four Visa credit card types. Avion is a bank-specific frequent flyer program operated by the Royal Bank of Canada (one of Canada's Big Five banks). Score: 4.4/5 ( 20 votes ) The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards point per $1 spent on the card and comes with a 15,000-point credit card sign-up bonus. In addition, theres a (up to) $325 reimbursement per year on eligible travel purchases and takeout food, dining food, and food delivery. Instead, youd contact the credit card company that issued the card, like Bank of America, Chase, etc. Most Visa Platinum cards require a credit score in the 600s. Points earnings as a whole are better with the Platinum card. For additional information, please review our advertising disclosure. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. UBS Visa Infinite Chase Sapphire Reserve Amex Platinum Card; However, given that it's been almost two weeks since my initial request, it's unlikely that I'll hear back. The U.S. Bank Altitude Reserve Card offers several great travel benefits and a lower annual fee. You might be able to qualify for some with a score in the very high 500s. Amex Platinums fee is higher, but you also get 40,000 more points with 2,000 more in purchases. What are the current COVID-19 restrictions and regulations to be wary of? While on the American Express Aeroplan * Card, you could earn 50,000 points after six months by spending $3,000. Check out ourTransfer Partner Tool Calculatorto help you easily sort through the best options. Extras you might get through the concierge service could include everything from research on the best schools to getting your personal message on the New York City JumboTron. But if you're the type of traveler that gets overwhelmed by options, Citi Concierge also narrowed it down nicely to two restaurants that sound decadent. These points can be redeemed for travel through UBS's own portal. However, there are two different phone numbers one dedicated for Visa Signature cardholders and another for Visa Infinite cardholders. Among other benefits, this card comes with $200 in travel credits each year for incidentals such as baggage fees. One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. Visa Infinite Concierge divided their answer into two parts. My favorite part, though, was the inclusion of tips and resources. If you travel often, like luxury travel benefits such as concierge services, and would benefit from the bonus points for travel, get the Platinum card. Jim has a B.S. And with the 3x points on restaurants, gas stations, and supermarkets its a nice everyday use card as well. Lets start by recapping what benefits the Platinum Card by American Express has to offer as well as what it will cost you. I could see this being a great service if you have an extensive amount of time in a new place and have no idea what to do. The Capital One Venture Rewards Card offers several great travel benefits with only an annual fee of $95. While the Sapphire Preferred is a Visa Signature, Chase has upgraded the Sapphire Reserve to Visa Infinite with some added benefits, making the Sapphire Reserve one of only a handful of Visa Infinite cards available in the U.S. The Platinum card gets you double the welcome points for less than twice the annual fee, however. The Chase Sapphire Reserve has an annual fee of $550 and is probably the Platinum cards closest competitor. Designed to help you build credit, the Indigo Platinum Mastercard discloses your annual fee and APR before you apply. Credit ranges are a variation of FICO Score 8, one of many types of credit scores lenders may use when considering your credit card application. Earn 5 reward points for every INR 150 spent on fuel. U.S. Bank Altitude Reserve Visa Infinite Card. And if you want an IHG or Hawaiian Airlines card, this will be with Mastercard. But which network your card is backed by Visa, Mastercard, or American Express has implications for where and how you can use it. Winner: The clear winner here is Platinum Card Concierge. Plus, RBC Rewards points don't expire1, so you can use your points where and when it's right for you. Having reliable, timely support is essential for uninterrupted business operations. The information for the Citi Prestige has been collected independently by The Points Guy. The "up to" is key here. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Health protocols of the hospitality and tourism industry in Greece. However, internationally, American Express cards are accepted in 160 countries worldwide, compared to Visa and Mastercard that are both accepted in more than 200 countries. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. But it comes with cell phone insurance, a minor perk. Platinum Card Concierge provided the following information about the metro: Meanwhile, Visa Infinite Concierge provided this information about the metro: Platinum Card Concierge was the only other service to provide information on alternative modes of transportation. Improve earnings, maximize rewards and track progress toward dream trips. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Does refinancing lower your house payment? You can use 25,000 points for a flight worth up to $350 or 50,000 points for a flight worth up to $900. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. The card issuer is the one that actually extends credit to consumers. Good for traveller oversea. 4. 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